• +1 516-379-3600
  • jed@americanagency.com
  • Mon-Fri 9a-5p Sat: By Appoitment
American Agency Inc.
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
      • Business Insurance
      • Travel Insurance
      • Boat Insurance
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

Mortgage Basics

  • Print
  • Email
Consumer Finance

Many home buyers search for a home they want, then apply for a mortgage and hope for the best. A better approach is to find out how much mortgage you can qualify for, then look at homes that you know are within your price range.

You will probably save time, aggravation and money by having your lender tell you the size of mortgage you qualify for and the likelihood that you will be approved. Pre-qualification may also give you added bargaining power with the seller if he knows there will be no delays in closing the deal.

Read more ...

Life Cycle Planning

  • Print
  • Email
Finances

Financial planning means something different to everyone. For some, it's about getting by on their paycheck, for others it's about watching the stock market each day.

Unfortunately, very few of us feel prepared to meet our ongoing financial obligations and objectives. Worries about money have become one of the greatest anxieties of our day.

Read more ...

Life After Debt

  • Print
  • Email
Consumer Finance

If you find yourself in trouble financially, there are usually no easy answers -- but there are many ways out for those willing to commit to changing their financial habits.

Your ability to pay your bills can be affected by situations beyond your control such as serious illness, divorce or the sudden loss of a job. Poor financial management can also threaten your economic security. You may be able to juggle your creditors for a time, but eventually you may come to realize you need help in resolving your financial problems.

Read more ...

A Living Will

  • Print
  • Email
Estate Planning

You may recall that during the final weeks of his life, former President Richard Nixon refused "heroic measures" and received only palliative (comfort-easing) care at his home. Similarly, former First Lady Jacqueline Kennedy Onassis refused life-prolonging medical intervention before her death from non-Hodgkins lymphoma. Former President Nixon and Mrs. Onassis both retained control over their final medical care through use of a living will and a health care power of attorney.

Read more ...

Tax Qualified Plans

  • Print
  • Email
Retirement

As a business owner, there are several reasons you might want to implement a qualified retirement plan for you and your employees. Not the least of which is that qualified plans provide numerous tax advantages.

Read more ...

A Will That Meets Your Needs

  • Print
  • Email
Estate Planning

A will is a legal document that transfers what you own to your beneficiaries upon your death. It also names an executor to carry out the terms of your will and a guardian for your minor children, if you have any.

Your signature and those of two witnesses make your will authentic. Witnesses don't have to know what the will says, but they must watch you sign it and you must watch them witness it.

Read more ...

Calculating Social Security

  • Print
  • Email
Retirement

Social Security was originally introduced in 1935 in the aftermath of the Great Depression. It was intended to provide a safety net of income to retired and disabled workers and their families. Social Security is a mandatory plan, requiring most wage earners to contribute a percentage of their yearly income to support the program. In return, they, their spouses and sometimes their dependents are eligible for retirement, disability and survivorship benefits.

Read more ...

Health Insurance - How It Works

  • Print
  • Email
Insurance

Without health insurance, a single illness can cause serious, and often irrevocable, financial hardship.

Insurance of any kind is intended to transfer financial risk to an insurance company in exchange for a reasonable insurance premium. Where most insurance coverages pay once a loss has occurred, health insurance has the added benefit of paying to keep your loss from getting worse.

Read more ...

Page 1 of 7

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End
Reading the News Paper

Our Founder

Knowing what's happening is Good. Making it happen is Better.

Our Founder
Jed Raynor

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.

More News

  • Business

  • Insurance

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Our Company

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

Important Links

  • Get Insurance Quote
  • Our Commitment
  • We're Involved
  • Who We Are
  • Our Mission
  • Latest News

Live in the Freedom

© 2026 American Agency Inc.. All Rights Reserved.
Designed and Powered by: Agent Quote Inc
wcag 2.0 AA and 508 logo

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
  • Client Services
  • Contact Us
  • Get a Quote
  • Offcanvas IMG